Modern Payment Infrastructure

for Construction

Ledgerwise provides dedicated deposit accounts for each individual project to keep funds separate and direct payments exactly to where they belong.

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Modern Financial Infrastructure for the Professional Builder

Asyourprojectsandbusinessgrow,sodoestheresponsibilityofmanagingclientfunds.Ledgerwisegivesyouthefinancialinfrastructuretomatchthecaliberofyourwork.

How It Works

Three Simple Steps

You don’t change how you build. You change how money moves.

STEP 01

Create a Dedicated Project Account

Each project operates through its own deposit account, keeping funds separate from other projects and business operating accounts from day one.

Dedicated project accounts
Bank-level security
Real-time balance visibility

STEP 02

Review & Approve Invoices

Invoices, documentation and approvals are managed in one place with shared visibility.

One-click approvals
Custom approval workflows
Full audit trail

STEP 03

Make Payments from the Project Account

Once approved, funds are released directly to the right recipients – with complete tracking and 100% lien waiver compliance built in.

Automatic lien waivers
Payment confirmations

Frequently Asked Questions

Your Questions, Answered

What exactly does Ledgerwise do?

Ledgerwise is the payment layer for construction — think of it like PayPal for the building industry. We connect everyone on a project and route payments to the right people at the right time. You approve, we route, subs get paid. Simple.

How is this different from using a separate bank account?

A separate account is still your responsibility to manage. With Ledgerwise, payments route through our platform directly to the right recipients — we're the middleman that keeps things clean. You don't touch client funds, and clients get full visibility. It's a different architecture entirely.

Do I lose control over payments?

You gain control, not lose it. You approve every payment before it's released. You see exactly where every dollar goes across every project. The difference is you're removed from the financial risk while maintaining full authority over fund flow.

What's in it for subcontractors?

Subs get paid in days, not months. Payments route directly to them — no more waiting for money to cascade down. And our promise is simple: you sign the lien waiver, payment routes automatically. That speed doesn't exist anywhere else in construction.

What does it cost?

Clients pay a small transaction fee (around 0.4%) for the financial protection they receive. GCs pay a one-time platform fee. Subs pay nothing — ever. Most builders find it costs less than the credit card fees and float they're currently paying.

Run Your Projects.
Let Better Infrastructure Handle the Payments.

Ledgerwise replaces a broken construction pay chain with structured, project-level accounts that move money clearly, securely and predictably.